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Homeowners Look for Ways to Protect Family from Future Winter Storms

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DICKSON, Tenn. - The cost of the winter storm is much more than a few nights without power. Folks are spending money repairing damage, replacing food or hotel stays. FOX17 NEWS is looking into one way for you to pay for what the storm has caused. All the ice and all the problems that come with it: is it covered under your insurance? That all depends on your policy. Vickie Dunn and her granddaughter are spending another night in the dark, but they actually feel lucky. During Monday's ice storm, things could have turned out a whole lot worse. The storm pulled up a massive tree right from the roots. Dunn's just glad it missed her house. Next door, there's more damage: broken fences, snapped power poles and downed trees.

It's a common question insurance agent Gordon Lampley is getting lately. Lampley says this is what you need to do first. Insurance claims can cover everything from spoiled food from a power outage, to storm debris and property damage. It all depends on your policy and the fine print can get confusing. Your best bet is to meet with an agent face to face before filing a claim.

It's a common claim we see after big storms: a neighbor's tree falling into your yard. Who's to blame? That's TONIGHT on FOX17 NEWS.

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