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SAVING YOU MONEY: Holiday Shopping

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NASHVILLE, Tenn. - You may be able to score even more Christmas bargains earlier than ever.   Depending on how you feel about this, 'Black Friday creep' welcomes three new retailers. Macy's, JCPenney and Kohl's now announcing they'll join the pack and open up on Thanksgiving night at 8pm.

They join Target, Walmart, KMart, Sears and Toys 'R' Us  which did this last year.  While there are several social media sites protesting this, there's no arguing you'll save on the blockbuster deals.

Another issue for retailers is a shorter shopping season with Thanksgiving coming late this year.  That, plus the government shut down could push sales down.  The National Retail Federation says shoppers will keep it modest this year spending two percent less.   The key to keeping your budget intact is to stick to your list, set a dollar amount for each item, have only that cash on hand.

Also, don't give into the advertising and impulse buying from Black Friday through December 25th.

Here's something that may save you some money, especially if you're looking to upgrade your technology without a lot of expense.  WalMart is now accepting trade ins on I-pads.   They'll take your old I-pad and give you up to $300 dollars which you can use on a new Ipad or Mini.

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