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WZTV FOX 17 - Top Stories
Digging Out of Debt
Stacy Case
In Tonight's Saving
You Money report, I'm helping you keep your New Year's resolution to
get out of debt. The Fiscal Cliff deal still raises the payroll tax
which means we'll all have to plan ahead for smaller paychecks. One way
to stay motivated while digging your way out of debt is to focus on
what you'll do with your debt freedom. Maybe you'll take a vacation,
or buy a car or a home or just a pair of shoes. Plaster pictures of
your debt free wish around your home or office to keep you focused.
Next, replace habits like compulsive shopping. Some of us do this to
deal with anger, frustration and stress. Instead, try physical
activity, even running. This will help boost your mood with an
endorphin release just like shopping except it's free.
You could
also chart your success with a visual. Every time you pay off a credit
card, cut it up and save the tiny pieces in a container. It's
encouraging to see it fill up with more paid bills. Financial Guru Dave
Ramsey offers another strategy he says worked for him. "We used the
debt snowball to get out of debt. You list the debts from smallest to
largest, make the minimum payments on all and you attack the little one
with a vengeance. That gives you some sense of winning. You knock one
out. Then work your way down the debt snowball."
Other ideas
include setting a time limit. Be specific about how much from each
paycheck will go toward the debt and write down your budget so that you
can see it and refer to it daily to stay on track.
Stacy Case
In Tonight's Saving
You Money report, I'm helping you keep your New Year's resolution to
get out of debt. The Fiscal Cliff deal still raises the payroll tax
which means we'll all have to plan ahead for smaller paychecks. One way
to stay motivated while digging your way out of debt is to focus on
what you'll do with your debt freedom. Maybe you'll take a vacation,
or buy a car or a home or just a pair of shoes. Plaster pictures of
your debt free wish around your home or office to keep you focused.
Next, replace habits like compulsive shopping. Some of us do this to
deal with anger, frustration and stress. Instead, try physical
activity, even running. This will help boost your mood with an
endorphin release just like shopping except it's free.
You could
also chart your success with a visual. Every time you pay off a credit
card, cut it up and save the tiny pieces in a container. It's
encouraging to see it fill up with more paid bills. Financial Guru Dave
Ramsey offers another strategy he says worked for him. "We used the
debt snowball to get out of debt. You list the debts from smallest to
largest, make the minimum payments on all and you attack the little one
with a vengeance. That gives you some sense of winning. You knock one
out. Then work your way down the debt snowball."
Other ideas
include setting a time limit. Be specific about how much from each
paycheck will go toward the debt and write down your budget so that you
can see it and refer to it daily to stay on track.
Wednesday, January 2 2013, 11:07 PM CST
Tennessee News
Man pleads guilty to Memphis officer's murder
May 21, 2013 22:22 GMT
MEMPHIS, Tenn. (AP) -- A former death row inmate is set to be released from prison after he pleaded guilty to second-degree murder of a Memphis police officer.
Shelby County District Attorney Amy Weirich said Tuesday that she has accepted Timothy McKinney's guilty plea.
McKinney was convicted of first-degree murder for the fatal shooting of Officer Don Williams. The officer was killed outside a comedy club in December 1997.
McKinney appealed and won a new trial, which ended with a deadlocked jury. A third trial earlier this year also ended in a hung jury.
The Commercial Appeal reports that McKinney was sentenced to 15 years in prison. Since he's already served more than 15 years -- including 11 on death row -- McKinney will be released this week.
Williams' family opposed the settlement.
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