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SAVING YOU MONEY: Spring Cleaning of Your Finances

Updated: Tuesday, March 25 2014, 11:51 PM CDT
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Stacy Case

    After sending off a tax return, the last thing many of us feel like doing is crunching more numbers. But having financial information at hand may be the best time to do some spring cleaning.  It's a good time not only to spruce up your house, but also to tidy up your personal finances so you start this new quarter with a fresh start.
  Personal finance expert Vera Gibbons says a common obstacle to money management is also one of the easiest to overcome, "So many people have no idea what money is coming in the door and what money is actually going out the door, and you can't begin to manage your finances, unless you have this basic stuff down."
   After a budget, tidy up a credit report. Look for any mistakes or accounts that could be fraudulent, and also look for areas you can improve, like high balances or delinquent accounts and unclutter your system for paying credit card, utility, mortgage bills and more.
   Then, create an online calendar on google for example, that way you're sent automatic reminders as to when those bills are actually due.  That way, you  won't be hit with late fees, penalties, and credit score consequences.
    This is also a chance to take inventory of auto-pay options for subscriptions and other items you simply may have forgotten about, and might want to clean out of your budget.
 SAVING YOU MONEY: Spring Cleaning of Your Finances

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